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The Center for California Real Estate (CCRE) has released a new report outlining actionable solutions to California’s growing homeowners insurance crisis. Explore the full findings to see how REALTORS®, policymakers, and industry leaders can help stabilize the market and expand access to coverage.

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A Possible Source of New Housing in Los Angeles 

The recent loss of homes in Los Angeles from the tragic wildfires has added to L.A.’s severe housing shortage, which had already caused rents and homelessness to soar. As the city begins to recover, more housing is the long-term solution. One effective strategy is converting abundant vacant office buildings into co-living spaces with low-cost micro-apartments—small, private apartments that share laundry, kitchen, living, and bathroom spaces. These are essentially upscale college dorms.

Passing Wealth, Widening Gaps: The Role of Homeownership in the Great Wealth Transfer

Research by the Urban Institute shows that the impending $84 trillion wealth transfer by baby boomers could deepen racial wealth gaps, as homeownership—a primary driver of generational wealth—remains less accessible to Black and Hispanic families. The study highlights how disparities in home equity and inheritance perpetuate unequal opportunities for wealth building and homeownership across racial groups.

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